Who can use EFT, top-up and LTO deposit accounts? 17 March 2022 18:35 Firms can apply to use EFT, top-up and LTO deposit accounts. Related articles Why can’t I find a surveyor’s name in the drop down list while creating a new deposit? If we have multiple offices or divisions do we have to have one LTO deposit account for all or can we have multiple LTO deposit accounts? How do I change our firm or deposit account administrator?