Personal Property Glossary of Terms

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What is personal property?
Personal property includes all movable goods except real property (land) and buildings.

 

What is a security agreement?
A security agreement is an agreement between a secured party (usually a lender) and a debtor (usually a borrower) that creates a security interest in personal property.

 

What is a security interest?
A security interest is an interest in personal property that secures the payment of a debt or obligation.

 

What is collateral?
Collateral is personal property that is subject to a security interest.

 

What is a vehicle lien?
A vehicle lien is an interest in a motor vehicle that the owner grants to another party (such as a bank or financial institution) as security or collateral for a debt until the debt is discharged.

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