The first step to get a mortgage removed from your title is to look through all documentation you have received from the lender. Look for a document called a discharge. If you find this form, bring it in to land titles for registration. The registration process is very simple, and involves little more than paying the required fee and dropping off the discharge document. The staff will be pleased to assist you in this. If the lender has not given you a discharge, or has but you have lost it, contact the lender as soon as possible and ask for another discharge form. This then should be brought into land titles as soon as possible.
If you are unable to find the lender, or the lender refuses to give you a discharge you have two options. The first option is to make an application to the Registrar-General of land titles (this is the person in charge of all land titles for the province of Manitoba) for an order discharging the mortgage. This application is made using the land titles Request/Transmission form. You must attach to this form all the proof that you can find that the mortgage has in fact been paid in full. As this is a complicated process we advise you to get legal assistance. If the Registrar-General is satisfied that the mortgage has been paid off, and that it should be discharged, he or she will order it discharged.
If you do not want to make application to the Registrar-General, or you have made such an application and have been refused, you must go to court for an order of the court. As this is a very complicated legal process, land titles can provide no assistance and advises you to talk to a lawyer.